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）是指按《担保法》规定的质押方式以借款人或第三人的资产或权利作为质押物发放的贷款。[1分]",92,[1697,1699,1701,1703,1705],{"optionId":1698,"optionTitle":1657,"optionSubtitle":11,"titleIndex":16,"indexName":11},1344080,{"optionId":1700,"optionTitle":1669,"optionSubtitle":11,"titleIndex":15,"indexName":11},1344081,{"optionId":1702,"optionTitle":1672,"optionSubtitle":11,"titleIndex":140,"indexName":11},1344082,{"optionId":1704,"optionTitle":1648,"optionSubtitle":11,"titleIndex":13,"indexName":11},1344083,{"optionId":1706,"optionTitle":154,"optionSubtitle":11,"titleIndex":147,"indexName":11},1344084,{"subjectId":1708,"subjectTitle":1709,"subjectSubtitle":11,"subjectType":16,"titleIndex":1710,"indexName":11,"subjectTypeName":129,"optionList":1711},381271,"（    ）是指营业机构以购买借款人未到期的商业票据的方式发放的贷款。[1分]",93,[1712,1714,1716,1718,1720],{"optionId":1713,"optionTitle":1648,"optionSubtitle":11,"titleIndex":16,"indexName":11},1344085,{"optionId":1715,"optionTitle":1651,"optionSubtitle":11,"titleIndex":15,"indexName":11},1344086,{"optionId":1717,"optionTitle":1654,"optionSubtitle":11,"titleIndex":140,"indexName":11},1344087,{"optionId":1719,"optionTitle":1657,"optionSubtitle":11,"titleIndex":13,"indexName":11},1344088,{"optionId":1721,"optionTitle":154,"optionSubtitle":11,"titleIndex":147,"indexName":11},1344089,{"subjectId":1723,"subjectTitle":1724,"subjectSubtitle":11,"subjectType":16,"titleIndex":1725,"indexName":11,"subjectTypeName":129,"optionList":1726},381272,"长期贷款是指贷款期限在（    ）年以上（不含）的贷款。[1分]",94,[1727,1729,1731,1733,1735],{"optionId":1728,"optionTitle":246,"optionSubtitle":11,"titleIndex":16,"indexName":11},1344090,{"optionId":1730,"optionTitle":249,"optionSubtitle":11,"titleIndex":15,"indexName":11},1344091,{"optionId":1732,"optionTitle":252,"optionSubtitle":11,"titleIndex":140,"indexName":11},1344092,{"optionId":1734,"optionTitle":188,"optionSubtitle":11,"titleIndex":13,"indexName":11},1344093,{"optionId":1736,"optionTitle":154,"optionSubtitle":11,"titleIndex":147,"indexName":11},1344094,{"subjectId":1738,"subjectTitle":1739,"subjectSubtitle":11,"subjectType":16,"titleIndex":1740,"indexName":11,"subjectTypeName":129,"optionList":1741},381273,"五级分类为（    ）类的不良贷款可以核销。[1分]",95,[1742,1745,1748,1751,1754],{"optionId":1743,"optionTitle":1744,"optionSubtitle":11,"titleIndex":16,"indexName":11},1344095,"次级",{"optionId":1746,"optionTitle":1747,"optionSubtitle":11,"titleIndex":15,"indexName":11},1344096,"可疑",{"optionId":1749,"optionTitle":1750,"optionSubtitle":11,"titleIndex":140,"indexName":11},1344097,"关注",{"optionId":1752,"optionTitle":1753,"optionSubtitle":11,"titleIndex":13,"indexName":11},1344098,"损失",{"optionId":1755,"optionTitle":154,"optionSubtitle":11,"titleIndex":147,"indexName":11},1344099,{"subjectId":1757,"subjectTitle":1758,"subjectSubtitle":11,"subjectType":16,"titleIndex":1759,"indexName":11,"subjectTypeName":129,"optionList":1760},381274,"存单质押贷款未结清，存单到期日后于借口到期日的，贷款人可以继续保管质押存单，在（    ）兑现以实现质权。[1分]",96,[1761,1764,1767,1770],{"optionId":1762,"optionTitle":1763,"optionSubtitle":11,"titleIndex":16,"indexName":11},1344100,"存单到期日",{"optionId":1765,"optionTitle":1766,"optionSubtitle":11,"titleIndex":15,"indexName":11},1344101,"贷款到期日",{"optionId":1768,"optionTitle":1769,"optionSubtitle":11,"titleIndex":140,"indexName":11},1344102,"贷款到期日后任意时间",{"optionId":1771,"optionTitle":1772,"optionSubtitle":11,"titleIndex":13,"indexName":11},1344103,"存单到期日后任意时间",{"subjectId":1774,"subjectTitle":1775,"subjectSubtitle":11,"subjectType":16,"titleIndex":1776,"indexName":11,"subjectTypeName":129,"optionList":1777},381275,"票据贴现到期收款，承兑行拒付票款的，将拒绝付款证明书或退票理由书交信贷部门形式（    ）并逐级上报。[1分]",97,[1778,1781,1784,1787],{"optionId":1779,"optionTitle":1780,"optionSubtitle":11,"titleIndex":16,"indexName":11},1344104,"追索权",{"optionId":1782,"optionTitle":1783,"optionSubtitle":11,"titleIndex":15,"indexName":11},1344105,"再追索权",{"optionId":1785,"optionTitle":1786,"optionSubtitle":11,"titleIndex":140,"indexName":11},1344106,"抗辩权",{"optionId":1788,"optionTitle":1789,"optionSubtitle":11,"titleIndex":13,"indexName":11},1344107,"申诉权",{"subjectId":1791,"subjectTitle":1792,"subjectSubtitle":11,"subjectType":16,"titleIndex":1793,"indexName":11,"subjectTypeName":129,"optionList":1794},381276,"以下贷款回收抹账必须在核心系统中操作的是（    ）。[1分]",98,[1795,1798,1801,1804,1807],{"optionId":1796,"optionTitle":1797,"optionSubtitle":11,"titleIndex":16,"indexName":11},1344108,"抵债资产接收抹账",{"optionId":1799,"optionTitle":1800,"optionSubtitle":11,"titleIndex":15,"indexName":11},1344109,"贴息贷款收息抹账",{"optionId":1802,"optionTitle":1803,"optionSubtitle":11,"titleIndex":140,"indexName":11},1344110,"贷款特殊收息抹账",{"optionId":1805,"optionTitle":1806,"optionSubtitle":11,"titleIndex":13,"indexName":11},1344111,"贷款利息冲销",{"optionId":1808,"optionTitle":1809,"optionSubtitle":11,"titleIndex":147,"indexName":11},1344112,"参考答案：D",{"subjectId":1811,"subjectTitle":1812,"subjectSubtitle":11,"subjectType":16,"titleIndex":1813,"indexName":11,"subjectTypeName":129,"optionList":1814},381277,"贷款发放时未入账前发现贷款信息错误，可进行撤销操作，已打印的借款凭证应当（    ）。[1分]",99,[1815,1818,1821,1824],{"optionId":1816,"optionTitle":1817,"optionSubtitle":11,"titleIndex":16,"indexName":11},1344113,"当场销毁不随传票装订",{"optionId":1819,"optionTitle":1820,"optionSubtitle":11,"titleIndex":15,"indexName":11},1344114,"加盖“作废章”后随传票装订",{"optionId":1822,"optionTitle":1823,"optionSubtitle":11,"titleIndex":140,"indexName":11},1344115,"加盖“作废章”交借款人自行处理",{"optionId":1825,"optionTitle":1826,"optionSubtitle":11,"titleIndex":13,"indexName":11},1344116,"加盖“作废章”交客户经理自行处理",{"subjectId":1828,"subjectTitle":1829,"subjectSubtitle":11,"subjectType":16,"titleIndex":1830,"indexName":11,"subjectTypeName":129,"optionList":1831},381278,"（    ）是指汇款人委托营业机构将其款项支付给异地的收款人的结算方式，适用于单位和个人各种款项的结算。[1分]",100,[1832,1835,1838,1841],{"optionId":1833,"optionTitle":1834,"optionSubtitle":11,"titleIndex":16,"indexName":11},1344117,"委托收款",{"optionId":1836,"optionTitle":1837,"optionSubtitle":11,"titleIndex":15,"indexName":11},1344118,"托收承付",{"optionId":1839,"optionTitle":1840,"optionSubtitle":11,"titleIndex":140,"indexName":11},1344119,"银行汇票",{"optionId":1842,"optionTitle":1843,"optionSubtitle":11,"titleIndex":13,"indexName":11},1344120,"汇兑"]